Market Overview
Annapolis's median sold price is $615K with homes averaging 35 days on market; Germantown is at $430K and 33 days (12-month settled sales in smover's records, through Jul 2026). Annapolis is pricier ($615K median vs $430K), a difference of about $185K. Germantown moves faster, with homes averaging 33 days on market compared to 35 in Annapolis. Germantown offers a lower entry point at $175K–$850K.
Annapolis
MD
Germantown
MD
Median Sold Price
12 months through Jul 2026
$615K
$430K
Avg Days on Market
12 months through Jul 2026
35 days
33 days
Price Range
$200K–$3M+
$175K–$850K
Notable Neighborhoods
Downtown Annapolis, Eastport, West Annapolis, Parole
Churchill Village, Clopper's Mill, Gunners Lake, Kings Valley
Schools
Annapolis has a 80% average SOL pass rate; Germantown has 78% (2024 state assessment data). Public schools in Annapolis include Annapolis High School and Broadneck High School; in Germantown, Northwest High School and Seneca Valley High School. See Annapolis schools | See Germantown schools
Annapolis
MD
Germantown
MD
Avg Pass Rate
80%
78%
Public schools
Annapolis High School, Broadneck High School, Annapolis Middle School
Northwest High School, Seneca Valley High School, Roberto Clemente Middle School
Pass Rate
Commute
Germantown is closer to downtown at ~40 minutes vs ~45 minutes. Neither city has direct Metro access. Major highway access: Annapolis (Rt 50, Rt 2, I-97), Germantown (I-270, Rt 118, Rt 355).
Annapolis
MD
Germantown
MD
Drive to Downtown
~45 min
~40 min
Metro Stations
No Metro access
No Metro access
Metro Lines
N/A
N/A
Major Highways
Rt 50, Rt 2, I-97
I-270, Rt 118, Rt 355
Commuter Rail
None
MARC (Brunswick Line)
Walkability
Annapolis is more walkable with a Walk Score of 45 (Car-Dependent), compared to 28 in Germantown. Transit scores: Annapolis (18) vs Germantown (22). Walkability varies significantly by neighborhood. Urban corridors like Downtown Annapolis and Churchill Village score much higher than suburban areas.
Annapolis
MD
Germantown
MD
Walk Score
Transit Score
18
22
Bike Score
52
32
Safety
Germantown is rated "Safe" with a total crime rate 20% below Virginia average. Annapolis is rated "Below Average" (34% above Virginia average). Both cities compare favorably to broader regional trends. Crime rates vary by neighborhood, so check specific areas when house hunting.
Annapolis
MD
Germantown
MD
Safety Rating
Violent Crime
2.2/1K
1/1K
Property Crime
20.5/1K
12.5/1K
vs Virginia Avg
34% above Virginia average
20% below Virginia average
MD
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Frequently Asked Questions
Is Annapolis or Germantown more affordable?
Germantown is more affordable with a median sold price of $430K, compared to $615K in Annapolis (12-month settled sales in smover's records, through Jul 2026). Both cities offer a wide range of housing options, from condos and townhomes to single-family homes. Annapolis prices range from $200K–$3M+. Germantown prices range from $175K–$850K.
What are the public-school pass rates in Annapolis and Germantown?
Annapolis public schools have a 80% average SOL pass rate; Germantown has 78% (2024 state assessment data). Public schools in Annapolis include Annapolis High School and Broadneck High School; in Germantown, Northwest High School and Seneca Valley High School. Pass rates reflect district-wide assessment results; check the specific assigned schools for any address.
Which is easier to commute from, Annapolis or Germantown?
Germantown has the shorter commute to downtown at ~40 minutes vs ~45 minutes. Annapolis has no direct Metro access. Germantown has no direct Metro access.
How do Annapolis and Germantown compare?
Annapolis is Maryland's capital and the home of the U. Germantown is one of Maryland's largest census-designated places, offering affordable homes and diverse neighborhoods along the I-270 corridor. The right choice depends on your priorities: budget, commute length, home types, and neighborhood feel. smover can connect you with a verified agent in either city.
Median sold prices and days on market are 12-month aggregates of settled sales in smover's records, through Jul 2026. School data from Virginia DOE, Maryland MSDE, and DC OSSE public reports. Property tax rates from Virginia Dept. of Taxation (2024). Walkability scores from Walk Score (2024). Crime data from FBI UCR and Virginia State Police (2023). Commute times are approximate rush-hour estimates. Updated August 2026.