520 HARBOR DRIVE

Annapolis, MD 21403

$800,000

No longer for sale
4
Beds
3
Baths
2,600
Sq Ft
1968
Built
520 HARBOR DRIVE - Photo 1

Listing details

520 Harbor Drive isn’t simply another home hitting the market — it’s the opportunity buyers spend months waiting to find in Hillsmere and rarely secure. Perfectly positioned in the heart of one of Annapolis’ most loved waterfront communities, this home delivers the lifestyle that keeps people here for years: private beaches, marina access, boat ramps, a community pool, playgrounds, and effortless access to the South River and Chesapeake Bay. From the moment you arrive, the home feels polished, intentional, and completely move-in ready. This isn’t a cosmetic refresh — this home has been extensively renovated with permits and thoughtfully updated throughout, delivering the confidence and peace of mind buyers want. The work is already done with updated systems, quality finishes, and a level of care that is difficult to replicate. Inside, light-filled spaces and a flowing layout create the kind of everyday comfort buyers are searching for, anchored by a beautifully designed kitchen that opens seamlessly into generous living and gathering spaces built for both entertaining and real life. Step outside and the experience only gets better with a brand-new paver patio creating the perfect setting for summer gatherings, morning coffee, or evenings under the stars. The huge fully fenced backyard offers exceptional space and privacy, while the detached shed adds valuable storage and flexibility. And then there is Hillsmere itself — where life truly revolves around the water. Residents enjoy neighborhood traditions and waterfront gatherings throughout the year, from the annual Fourth of July bike parade to beach picnics and community events that bring neighbors together. The community beach features a playground overlooking the water, and many consider Hillsmere to offer one of the most desirable beach and pool lifestyles in Annapolis. This is more than a move-in ready home — it is a chance to become part of a community people fall in love with and rarely want to leave.

Location

Living in Annapolis

Schools

SOL Pass Rate80%

Public schools

  • Annapolis High School
  • Broadneck High School
  • Annapolis Middle School

Commute

Drive to DC45 min

Major Routes

Rt 50, Rt 2, I-97

Walkability

Walk Score45/100
Transit Score18/100
Bike Score52/100

Car-Dependent

Safety

Below Average

34% above Virginia average

Violent crime2.2 per 1K
Property crime20.5 per 1K

Property Tax

Rate$0.94 per $100
2024

~$7,480/yr on median home

Anne Arundel County rate; City of Annapolis adds $0.738

Listed by Wendy T Oliver, Coldwell Banker RealtyMLS# 804775183238Listing via Bright MLS IDXUpdated Jun 12, 2026

This home is no longer for sale

This listing has come off the market, so it cannot be bought through smover right now. The details below are kept for reference.

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Listing information is provided through IDX courtesy Keller Williams Capital Properties.

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