
Listing details
Open House: Saturday, November 14, from 2:30 PM to 4:00 PM PRICE IMPROVEMENT / INCREDIBLE BUYER INCENTIVE: RARE ASSUMABLE FHA LOAN at 2.75%! Stop scrolling—this is the opportunity your buyers have been waiting for. The seller holds an assumable FHA loan at a phenomenal low interest rate, giving qualified buyers a rare chance to lock in drastically lower monthly payments in today's market. Nestled on a beautifully landscaped, private 0.59-acre lot in Chancellor Crossing, this stunning 4-bedroom, 3.5-bathroom Colonial offers over 4,000 finished square feet across three well-designed levels. Step inside to gleaming floors, sun-filled living spaces, a warm brick fireplace, and a gourmet-ready kitchen setup.The Space & Potential: Enjoy modern finishes throughout, plus a versatile daylight lower level featuring 80% finished space (perfect for a media lounge, gym, or home office) and an expansive unfinished storage/workshop area with a 3-piece rough-in for a future bath—offering instant equity potential! The Outdoors & Location: Step outside to your sprawling, private backyard oasis complete with a 2-car attached garage. Perfectly positioned in Spotsylvania with lightning-quick access to I-95, local shopping, dining, and historic downtown Fredericksburg. Schedule your private tour today—homes with this financing rarely stay on the market long!
Features
Location
Living in Fredericksburg
City-level context, not this home's school assignment, commute, or tax bill.
Schools
Public schools listed for this area - confirm assignment with the district
- James Monroe High School
- Walker-Grant Middle School
Commute
Major Routes
I-95, Rt 1, Rt 3
Walkability
Car-Dependent
Reported crime data
City-level public data from 2023. These historical rates do not characterize a specific address or predict individual experience.
Property Tax
Single Family agents in Fredericksburg
Sorted by how many single-family homes they have sold in Fredericksburg, plus speed, list-to-sold ratio, and price-band fit. Select up to 3 to interview.
Victoria Clark-Jennings
PlatinumBerkshire Hathaway HomeServices PenFed Realty
Explore local lenders
Based on listed service areas. Explore profiles and choose who you want to work with.
Your path to this home
- 1Select agents who sell this type of home here
- 2Interview, negotiate, and hire your agent online
- 3Explore lender profiles for this area
- 4Choose who to work with and keep your Move together
- 5Manage contract, inspection, appraisal, and closing in one place