Market Overview
Chesterfield's median sold price is $403K with homes averaging 37 days on market; Frederick is at $450K and 34 days (12-month settled sales in smover's records, through Jul 2026). Frederick is pricier ($450K median vs $403K), a difference of about $47K. Frederick moves faster, with homes averaging 34 days on market compared to 37 in Chesterfield. Chesterfield offers a lower entry point at $150K–$900K.
Chesterfield
VA
Frederick
MD
Median Sold Price
12 months through Jul 2026
$403K
$450K
Avg Days on Market
12 months through Jul 2026
37 days
34 days
Price Range
$150K–$900K
$200K–$1M
Notable Neighborhoods
Midlothian, Brandermill, Woodlake, Moseley
Downtown Frederick, Ballenger Creek, Urbana, Spring Ridge
Schools
Chesterfield has a 79% average SOL pass rate; Frederick has 79% (2024 state assessment data). Public schools in Chesterfield include Cosby High School and Clover Hill High School; in Frederick, Urbana High School and Oakdale High School. See Chesterfield schools | See Frederick schools
Chesterfield
VA
Frederick
MD
Avg Pass Rate
79%
79%
Public schools
Cosby High School, Clover Hill High School, Midlothian High School
Urbana High School, Oakdale High School, Gov. Thomas Johnson High School
Pass Rate
Commute
Chesterfield is closer to downtown at ~20 minutes vs ~60 minutes. Neither city has direct Metro access. Major highway access: Chesterfield (I-95, I-295, Rt 1), Frederick (I-70, I-270, Rt 15).
Chesterfield
VA
Frederick
MD
Drive to Downtown
~20 min
~60 min
Metro Stations
No Metro access
No Metro access
Metro Lines
N/A
N/A
Major Highways
I-95, I-295, Rt 1, Rt 10, Rt 360
I-70, I-270, Rt 15, Rt 340
Commuter Rail
None
MARC (Brunswick Line)
VA
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Frequently Asked Questions
Is Chesterfield or Frederick more affordable?
Chesterfield is more affordable with a median sold price of $403K, compared to $450K in Frederick (12-month settled sales in smover's records, through Jul 2026). Both cities offer a wide range of housing options, from condos and townhomes to single-family homes. Chesterfield prices range from $150K–$900K. Frederick prices range from $200K–$1M.
What are the public-school pass rates in Chesterfield and Frederick?
Chesterfield public schools have a 79% average SOL pass rate; Frederick has 79% (2024 state assessment data). Public schools in Chesterfield include Cosby High School and Clover Hill High School; in Frederick, Urbana High School and Oakdale High School. Pass rates reflect district-wide assessment results; check the specific assigned schools for any address.
Which is easier to commute from, Chesterfield or Frederick?
Chesterfield has the shorter commute to downtown at ~20 minutes vs ~60 minutes. Chesterfield has no direct Metro access. Frederick has no direct Metro access.
How do Chesterfield and Frederick compare?
Chesterfield County is one of the fastest-growing counties in the Richmond metro, offering new construction, public schools, and affordable homes south of the James River. Frederick is a historic city with a thriving arts scene, walkable downtown, and growing tech presence. The right choice depends on your priorities: budget, commute length, home types, and neighborhood feel. smover can connect you with a verified agent in either city.
Median sold prices and days on market are 12-month aggregates of settled sales in smover's records, through Jul 2026. School data from Virginia DOE, Maryland MSDE, and DC OSSE public reports. Property tax rates from Virginia Dept. of Taxation (2024). Walkability scores from Walk Score (2024). Crime data from FBI UCR and Virginia State Police (2023). Commute times are approximate rush-hour estimates. Updated August 2026.