City Comparison

Charlottesville vs Chesterfield: How they compare

Charlottesville is a college town centered around the University of Virginia, with a walkable downtown, vibrant arts scene, and proximity to the Blue Ridge Mountains and Virginia wine country. Chesterfield County is one of the fastest-growing counties in the Richmond metro, offering new construction, public schools, and affordable homes south of the James River. Both are strong options, but the details matter. Here is how they compare across price, schools, commute, taxes, walkability, and safety.

Market Overview

Charlottesville's median sold price is $535K with homes averaging 45 days on market; Chesterfield is at $400K and 37 days (12-month settled sales in smover's records, through Aug 2026). Charlottesville is pricier ($535K median vs $400K), a difference of about $135K. Chesterfield moves faster, with homes averaging 37 days on market compared to 45 in Charlottesville. Chesterfield offers a lower entry point at $150K–$900K.

Charlottesville

VA

Chesterfield

VA

Median Sold Price

12 months through Aug 2026

$535K

$400K

Avg Days on Market

12 months through Aug 2026

45 days

37 days

Price Range

$175K–$2M

$150K–$900K

Notable Neighborhoods

Downtown Mall, Belmont, North Downtown, Barracks Road

Midlothian, Brandermill, Woodlake, Moseley

Schools

Charlottesville has a 80% average SOL pass rate; Chesterfield has 79% (2024 state assessment data). Public schools in Charlottesville include Charlottesville High School and Buford Middle School; in Chesterfield, Cosby High School and Clover Hill High School. See Charlottesville schools | See Chesterfield schools

Charlottesville

VA

Chesterfield

VA

Avg Pass Rate

80%

79%

Public schools

Charlottesville High School, Buford Middle School, Jackson-Via Elementary

Cosby High School, Clover Hill High School, Midlothian High School

Pass Rate

80%
79%

Commute

Charlottesville is closer to downtown at ~10 minutes vs ~20 minutes. Neither city has direct Metro access. Major highway access: Charlottesville (I-64, Rt 29, Rt 250), Chesterfield (I-95, I-295, Rt 1).

Charlottesville

VA

Chesterfield

VA

Drive to Downtown

~10 min

~20 min

Metro Stations

No Metro access

No Metro access

Metro Lines

N/A

N/A

Major Highways

I-64, Rt 29, Rt 250

I-95, I-295, Rt 1, Rt 10, Rt 360

Commuter Rail

None

None

VA

Find agents in Charlottesville

Browse verified agents with real sales data in Charlottesville.

View agents

VA

Find agents in Chesterfield

Browse verified agents with real sales data in Chesterfield.

View agents

Decided between Charlottesville and Chesterfield? See how buying a home works on smover.

Related Comparisons

See how other nearby cities stack up.

Frequently Asked Questions

Is Charlottesville or Chesterfield more affordable?

Chesterfield is more affordable with a median sold price of $400K, compared to $535K in Charlottesville (12-month settled sales in smover's records, through Aug 2026). Both cities offer a wide range of housing options, from condos and townhomes to single-family homes. Charlottesville prices range from $175K–$2M. Chesterfield prices range from $150K–$900K.

What are the public-school pass rates in Charlottesville and Chesterfield?

Charlottesville public schools have a 80% average SOL pass rate; Chesterfield has 79% (2024 state assessment data). Public schools in Charlottesville include Charlottesville High School and Buford Middle School; in Chesterfield, Cosby High School and Clover Hill High School. Pass rates reflect district-wide assessment results; check the specific assigned schools for any address.

Which is easier to commute from, Charlottesville or Chesterfield?

Charlottesville has the shorter commute to downtown at ~10 minutes vs ~20 minutes. Charlottesville has no direct Metro access. Chesterfield has no direct Metro access.

How do Charlottesville and Chesterfield compare?

Charlottesville is a college town centered around the University of Virginia, with a walkable downtown, vibrant arts scene, and proximity to the Blue Ridge Mountains and Virginia wine country. Chesterfield County is one of the fastest-growing counties in the Richmond metro, offering new construction, public schools, and affordable homes south of the James River. The right choice depends on your priorities: budget, commute length, home types, and neighborhood feel. smover can connect you with a verified agent in either city.

Median sold prices and days on market are 12-month aggregates of settled sales in smover's records, through Aug 2026. School data from Virginia DOE, Maryland MSDE, and DC OSSE public reports. Property tax rates from Virginia Dept. of Taxation (2024). Walkability scores from Walk Score (2024). Crime data from FBI UCR and Virginia State Police (2023). Commute times are approximate rush-hour estimates. Updated August 2026.

Stay ahead of the market

Join buyers, sellers, and agents across Northern Virginia getting weekly market updates, new listings, and tips. Free, every Monday.

Trusted in Arlington, Alexandria, Fairfax, and 19 more cities

Unsubscribe anytime. We respect your inbox.

Take ownership of your move.

For buyers under contract: your agent confirms the milestones. smover keeps selected documents, confirmed dates, and factual updates in one shared view.

Charlottesville vs Chesterfield: $535K vs $400K | smover