Market Overview
Montgomery County is pricier ($516K median vs $510K), a difference of about $6K. Annapolis moves faster, with homes averaging 25 days on market compared to 44 in Montgomery County. Annapolis offers a lower entry point at $200K–$3M+.
Annapolis
MD
Montgomery County
MD
Median Price
$510K
$516K
Avg Days on Market
25 days
44 days
Price Range
$200K–$3M+
$250K–$5M+
Top Neighborhoods
Downtown Annapolis, Eastport, West Annapolis, Parole
Bethesda, Chevy Chase, Rockville, Silver Spring
MD
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Frequently Asked Questions
Is Annapolis or Montgomery County more affordable?
Annapolis is more affordable with a median home price of $510K, compared to $516K in Montgomery County. Both cities offer a wide range of housing options, from condos and townhomes to single-family homes. Annapolis prices range from $200K–$3M+. Montgomery County prices range from $250K–$5M+.
Is Annapolis or Montgomery County better for families?
Both cities are popular with families. Annapolis is Maryland's capital and the home of the U. Montgomery County is Maryland's wealthiest and most populous county, home to Bethesda, Chevy Chase, Rockville, and Silver Spring. The best choice depends on your priorities: budget, school quality, commute length, and neighborhood feel. smover can help you find a verified agent in either city who specializes in family-friendly neighborhoods.
Market data verified by smover using real transaction records. School data from Virginia DOE, Maryland MSDE, and DC OSSE public reports. Property tax rates from Virginia Dept. of Taxation (2024). Walkability scores from Walk Score (2024). Crime data from FBI UCR and Virginia State Police (2023). Commute times are approximate rush-hour estimates. Updated June 2026.