City Comparison

Annapolis vs Chesapeake: Which is right for your family?

Annapolis is Maryland's capital and the home of the U. Chesapeake is a sprawling Hampton Roads city offering spacious homes, excellent schools, and access to the Great Dismal Swamp. Both are strong options, but the details matter. Here is how they compare across price, schools, commute, taxes, walkability, and safety.

Market Overview

Annapolis is pricier ($510K median vs $380K), a difference of about $130K. Chesapeake moves faster, with homes averaging 22 days on market compared to 25 in Annapolis. Chesapeake offers a lower entry point at $175K–$1M.

Annapolis

MD

Chesapeake

VA

Median Price

$510K

$380K

Avg Days on Market

25 days

22 days

Price Range

$200K–$3M+

$175K–$1M

Top Neighborhoods

Downtown Annapolis, Eastport, West Annapolis, Parole

Great Bridge, Greenbrier, Hickory, Western Branch

Schools

Annapolis leads on school quality with a 80% average pass rate (rated Strong) compared to 79% in Chesapeake. Top schools in Annapolis include Annapolis High School and Broadneck High School. In Chesapeake, families look to Grassfield High School and Hickory High School. See Annapolis schools | See Chesapeake schools

Annapolis

MD

Chesapeake

VA

Quality Tier

Strong

Strong

Avg Pass Rate

80%

79%

Top Schools

Annapolis High School, Broadneck High School, Annapolis Middle School

Grassfield High School, Hickory High School, Oscar F. Smith High School

Pass Rate

80%
79%

Commute

Chesapeake is closer to downtown at ~20 minutes vs ~45 minutes. Neither city has direct Metro access. Major highway access: Annapolis (Rt 50, Rt 2, I-97), Chesapeake (I-64, I-464, I-264).

Annapolis

MD

Chesapeake

VA

Drive to Downtown

~45 min

~20 min

Metro Stations

No Metro access

No Metro access

Metro Lines

N/A

N/A

Major Highways

Rt 50, Rt 2, I-97

I-64, I-464, I-264, Rt 168, Rt 17

Commuter Rail

None

None

Walkability

Annapolis is more walkable with a Walk Score of 45 (Car-Dependent), compared to 18 in Chesapeake. Transit scores: Annapolis (18) vs Chesapeake (8). Walkability varies significantly by neighborhood. Urban corridors like Downtown Annapolis and Great Bridge score much higher than suburban areas.

Annapolis

MD

Chesapeake

VA

Walk Score

45Car-Dependent
18Almost All Errands Require a Car

Transit Score

18

8

Bike Score

52

22

Safety

Chesapeake is rated "Safe" with a total crime rate 13% below Virginia average. Annapolis is rated "Below Average" (34% above Virginia average). Both cities compare favorably to broader regional trends. Crime rates vary by neighborhood, so check specific areas when house hunting.

Annapolis

MD

Chesapeake

VA

Safety Rating

Below Average
Safe

Violent Crime

2.2/1K

1.2/1K

Property Crime

20.5/1K

13.5/1K

vs Virginia Avg

34% above Virginia average

13% below Virginia average

MD

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VA

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Frequently Asked Questions

Is Annapolis or Chesapeake more affordable?

Chesapeake is more affordable with a median home price of $380K, compared to $510K in Annapolis. Both cities offer a wide range of housing options, from condos and townhomes to single-family homes. Annapolis prices range from $200K–$3M+. Chesapeake prices range from $175K–$1M.

Which has better schools, Annapolis or Chesapeake?

Annapolis has stronger schools overall, with a 80% average pass rate compared to 79% in Chesapeake. Top schools in Annapolis include Annapolis High School and Broadneck High School. In Chesapeake, standout schools include Grassfield High School and Hickory High School. School quality varies by neighborhood, so check specific school zones when evaluating homes.

Which is easier to commute from, Annapolis or Chesapeake?

Chesapeake has the shorter commute to downtown at ~20 minutes vs ~45 minutes. Annapolis has no direct Metro access. Chesapeake has no direct Metro access.

Is Annapolis or Chesapeake better for families?

Both cities are popular with families. Annapolis is Maryland's capital and the home of the U. Chesapeake is a sprawling Hampton Roads city offering spacious homes, excellent schools, and access to the Great Dismal Swamp. The best choice depends on your priorities: budget, school quality, commute length, and neighborhood feel. smover can help you find a verified agent in either city who specializes in family-friendly neighborhoods.

Market data verified by smover using real transaction records. School data from Virginia DOE, Maryland MSDE, and DC OSSE public reports. Property tax rates from Virginia Dept. of Taxation (2024). Walkability scores from Walk Score (2024). Crime data from FBI UCR and Virginia State Police (2023). Commute times are approximate rush-hour estimates. Updated March 2026.