City Comparison

Annapolis vs Richmond: Which is right for your family?

Annapolis is Maryland's capital and the home of the U. Richmond is Virginia's capital and a city experiencing a major renaissance. Both are strong options, but the details matter. Here is how they compare across price, schools, commute, taxes, walkability, and safety.

Market Overview

Annapolis is pricier ($510K median vs $355K), a difference of about $155K. Richmond moves faster, with homes averaging 18 days on market compared to 25 in Annapolis. Richmond offers a lower entry point at $125K–$1.5M.

Annapolis

MD

Richmond

VA

Median Price

$510K

$355K

Avg Days on Market

25 days

18 days

Price Range

$200K–$3M+

$125K–$1.5M

Top Neighborhoods

Downtown Annapolis, Eastport, West Annapolis, Parole

The Fan, Carytown, Church Hill, Scott's Addition

Schools

Annapolis leads on school quality with a 80% average pass rate (rated Strong) compared to 67% in Richmond. Top schools in Annapolis include Annapolis High School and Broadneck High School. In Richmond, families look to Maggie L. Walker Governor's School and Open High School. See Annapolis schools | See Richmond schools

Annapolis

MD

Richmond

VA

Quality Tier

Strong

Average

Avg Pass Rate

80%

67%

Top Schools

Annapolis High School, Broadneck High School, Annapolis Middle School

Maggie L. Walker Governor's School, Open High School, Thomas Jefferson High School

Pass Rate

80%
67%

Commute

Richmond is closer to downtown at ~10 minutes vs ~45 minutes. Neither city has direct Metro access. Major highway access: Annapolis (Rt 50, Rt 2, I-97), Richmond (I-95, I-64, I-195).

Annapolis

MD

Richmond

VA

Drive to Downtown

~45 min

~10 min

Metro Stations

No Metro access

No Metro access

Metro Lines

N/A

N/A

Major Highways

Rt 50, Rt 2, I-97

I-95, I-64, I-195, Rt 1, Rt 301

Commuter Rail

None

None

Walkability

Richmond is more walkable with a Walk Score of 50 (Somewhat Walkable), compared to 45 in Annapolis. Transit scores: Annapolis (18) vs Richmond (28). Walkability varies significantly by neighborhood. Urban corridors like Downtown Annapolis and The Fan score much higher than suburban areas.

Annapolis

MD

Richmond

VA

Walk Score

45Car-Dependent
50Somewhat Walkable

Transit Score

18

28

Bike Score

52

52

Safety

Richmond is rated "Below Average" with a total crime rate 83% above Virginia average. Annapolis is rated "Below Average" (34% above Virginia average). Both cities compare favorably to broader regional trends. Crime rates vary by neighborhood, so check specific areas when house hunting.

Annapolis

MD

Richmond

VA

Safety Rating

Below Average
Below Average

Violent Crime

2.2/1K

5.8/1K

Property Crime

20.5/1K

25.2/1K

vs Virginia Avg

34% above Virginia average

83% above Virginia average

MD

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VA

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Frequently Asked Questions

Is Annapolis or Richmond more affordable?

Richmond is more affordable with a median home price of $355K, compared to $510K in Annapolis. Both cities offer a wide range of housing options, from condos and townhomes to single-family homes. Annapolis prices range from $200K–$3M+. Richmond prices range from $125K–$1.5M.

Which has better schools, Annapolis or Richmond?

Annapolis has stronger schools overall, with a 80% average pass rate compared to 67% in Richmond. Top schools in Annapolis include Annapolis High School and Broadneck High School. In Richmond, standout schools include Maggie L. Walker Governor's School and Open High School. School quality varies by neighborhood, so check specific school zones when evaluating homes.

Which is easier to commute from, Annapolis or Richmond?

Richmond has the shorter commute to downtown at ~10 minutes vs ~45 minutes. Annapolis has no direct Metro access. Richmond has no direct Metro access.

Is Annapolis or Richmond better for families?

Both cities are popular with families. Annapolis is Maryland's capital and the home of the U. Richmond is Virginia's capital and a city experiencing a major renaissance. The best choice depends on your priorities: budget, school quality, commute length, and neighborhood feel. smover can help you find a verified agent in either city who specializes in family-friendly neighborhoods.

Market data verified by smover using real transaction records. School data from Virginia DOE, Maryland MSDE, and DC OSSE public reports. Property tax rates from Virginia Dept. of Taxation (2024). Walkability scores from Walk Score (2024). Crime data from FBI UCR and Virginia State Police (2023). Commute times are approximate rush-hour estimates. Updated March 2026.