Market Overview
Annapolis is pricier ($510K median vs $355K), a difference of about $155K. Richmond moves faster, with homes averaging 18 days on market compared to 25 in Annapolis. Richmond offers a lower entry point at $125K–$1.5M.
Annapolis
MD
Richmond
VA
Median Price
$510K
$355K
Avg Days on Market
25 days
18 days
Price Range
$200K–$3M+
$125K–$1.5M
Top Neighborhoods
Downtown Annapolis, Eastport, West Annapolis, Parole
The Fan, Carytown, Church Hill, Scott's Addition
Schools
Annapolis has a 80% average SOL pass rate; Richmond has 67% (2024 state assessment data). Public schools in Annapolis include Annapolis High School and Broadneck High School; in Richmond, Maggie L. Walker Governor's School and Open High School. See Annapolis schools | See Richmond schools
Annapolis
MD
Richmond
VA
Avg Pass Rate
80%
67%
Public schools
Annapolis High School, Broadneck High School, Annapolis Middle School
Maggie L. Walker Governor's School, Open High School, Thomas Jefferson High School
Pass Rate
Commute
Richmond is closer to downtown at ~10 minutes vs ~45 minutes. Neither city has direct Metro access. Major highway access: Annapolis (Rt 50, Rt 2, I-97), Richmond (I-95, I-64, I-195).
Annapolis
MD
Richmond
VA
Drive to Downtown
~45 min
~10 min
Metro Stations
No Metro access
No Metro access
Metro Lines
N/A
N/A
Major Highways
Rt 50, Rt 2, I-97
I-95, I-64, I-195, Rt 1, Rt 301
Commuter Rail
None
None
Walkability
Richmond is more walkable with a Walk Score of 50 (Somewhat Walkable), compared to 45 in Annapolis. Transit scores: Annapolis (18) vs Richmond (28). Walkability varies significantly by neighborhood. Urban corridors like Downtown Annapolis and The Fan score much higher than suburban areas.
Annapolis
MD
Richmond
VA
Walk Score
Transit Score
18
28
Bike Score
52
52
Safety
Richmond is rated "Below Average" with a total crime rate 83% above Virginia average. Annapolis is rated "Below Average" (34% above Virginia average). Both cities compare favorably to broader regional trends. Crime rates vary by neighborhood, so check specific areas when house hunting.
Annapolis
MD
Richmond
VA
Safety Rating
Violent Crime
2.2/1K
5.8/1K
Property Crime
20.5/1K
25.2/1K
vs Virginia Avg
34% above Virginia average
83% above Virginia average
MD
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Frequently Asked Questions
Is Annapolis or Richmond more affordable?
Richmond is more affordable with a median home price of $355K, compared to $510K in Annapolis. Both cities offer a wide range of housing options, from condos and townhomes to single-family homes. Annapolis prices range from $200K–$3M+. Richmond prices range from $125K–$1.5M.
What are the public-school pass rates in Annapolis and Richmond?
Annapolis public schools have a 80% average SOL pass rate; Richmond has 67% (2024 state assessment data). Public schools in Annapolis include Annapolis High School and Broadneck High School; in Richmond, Maggie L. Walker Governor's School and Open High School. Pass rates reflect district-wide assessment results; check the specific assigned schools for any address.
Which is easier to commute from, Annapolis or Richmond?
Richmond has the shorter commute to downtown at ~10 minutes vs ~45 minutes. Annapolis has no direct Metro access. Richmond has no direct Metro access.
How do Annapolis and Richmond compare?
Annapolis is Maryland's capital and the home of the U. Richmond is Virginia's capital and a city experiencing a major renaissance. The right choice depends on your priorities: budget, commute length, home types, and neighborhood feel. smover can connect you with a verified agent in either city.
Market data verified by smover using real transaction records. School data from Virginia DOE, Maryland MSDE, and DC OSSE public reports. Property tax rates from Virginia Dept. of Taxation (2024). Walkability scores from Walk Score (2024). Crime data from FBI UCR and Virginia State Police (2023). Commute times are approximate rush-hour estimates. Updated June 2026.