Market Overview
Annapolis is pricier ($510K median vs $355K), a difference of about $155K. Richmond moves faster, with homes averaging 18 days on market compared to 25 in Annapolis. Richmond offers a lower entry point at $125K–$1.5M.
Annapolis
MD
Richmond
VA
Median Price
$510K
$355K
Avg Days on Market
25 days
18 days
Price Range
$200K–$3M+
$125K–$1.5M
Top Neighborhoods
Downtown Annapolis, Eastport, West Annapolis, Parole
The Fan, Carytown, Church Hill, Scott's Addition
Schools
Annapolis leads on school quality with a 80% average pass rate (rated Strong) compared to 67% in Richmond. Top schools in Annapolis include Annapolis High School and Broadneck High School. In Richmond, families look to Maggie L. Walker Governor's School and Open High School. See Annapolis schools | See Richmond schools
Annapolis
MD
Richmond
VA
Quality Tier
Strong
Average
Avg Pass Rate
80%
67%
Top Schools
Annapolis High School, Broadneck High School, Annapolis Middle School
Maggie L. Walker Governor's School, Open High School, Thomas Jefferson High School
Pass Rate
Commute
Richmond is closer to downtown at ~10 minutes vs ~45 minutes. Neither city has direct Metro access. Major highway access: Annapolis (Rt 50, Rt 2, I-97), Richmond (I-95, I-64, I-195).
Annapolis
MD
Richmond
VA
Drive to Downtown
~45 min
~10 min
Metro Stations
No Metro access
No Metro access
Metro Lines
N/A
N/A
Major Highways
Rt 50, Rt 2, I-97
I-95, I-64, I-195, Rt 1, Rt 301
Commuter Rail
None
None
Walkability
Richmond is more walkable with a Walk Score of 50 (Somewhat Walkable), compared to 45 in Annapolis. Transit scores: Annapolis (18) vs Richmond (28). Walkability varies significantly by neighborhood. Urban corridors like Downtown Annapolis and The Fan score much higher than suburban areas.
Annapolis
MD
Richmond
VA
Walk Score
Transit Score
18
28
Bike Score
52
52
Safety
Richmond is rated "Below Average" with a total crime rate 83% above Virginia average. Annapolis is rated "Below Average" (34% above Virginia average). Both cities compare favorably to broader regional trends. Crime rates vary by neighborhood, so check specific areas when house hunting.
Annapolis
MD
Richmond
VA
Safety Rating
Violent Crime
2.2/1K
5.8/1K
Property Crime
20.5/1K
25.2/1K
vs Virginia Avg
34% above Virginia average
83% above Virginia average
MD
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Frequently Asked Questions
Is Annapolis or Richmond more affordable?
Richmond is more affordable with a median home price of $355K, compared to $510K in Annapolis. Both cities offer a wide range of housing options, from condos and townhomes to single-family homes. Annapolis prices range from $200K–$3M+. Richmond prices range from $125K–$1.5M.
Which has better schools, Annapolis or Richmond?
Annapolis has stronger schools overall, with a 80% average pass rate compared to 67% in Richmond. Top schools in Annapolis include Annapolis High School and Broadneck High School. In Richmond, standout schools include Maggie L. Walker Governor's School and Open High School. School quality varies by neighborhood, so check specific school zones when evaluating homes.
Which is easier to commute from, Annapolis or Richmond?
Richmond has the shorter commute to downtown at ~10 minutes vs ~45 minutes. Annapolis has no direct Metro access. Richmond has no direct Metro access.
Is Annapolis or Richmond better for families?
Both cities are popular with families. Annapolis is Maryland's capital and the home of the U. Richmond is Virginia's capital and a city experiencing a major renaissance. The best choice depends on your priorities: budget, school quality, commute length, and neighborhood feel. smover can help you find a verified agent in either city who specializes in family-friendly neighborhoods.
Market data verified by smover using real transaction records. School data from Virginia DOE, Maryland MSDE, and DC OSSE public reports. Property tax rates from Virginia Dept. of Taxation (2024). Walkability scores from Walk Score (2024). Crime data from FBI UCR and Virginia State Police (2023). Commute times are approximate rush-hour estimates. Updated March 2026.