Market Overview
Annapolis's median sold price is $620K with homes averaging 36 days on market; Charlottesville is at $535K and 45 days (12-month settled sales in smover's records, through Aug 2026). Annapolis is pricier ($620K median vs $535K), a difference of about $85K. Annapolis moves faster, with homes averaging 36 days on market compared to 45 in Charlottesville. Charlottesville offers a lower entry point at $175K–$2M.
Annapolis
MD
Charlottesville
VA
Median Sold Price
12 months through Aug 2026
$620K
$535K
Avg Days on Market
12 months through Aug 2026
36 days
45 days
Price Range
$200K–$3M+
$175K–$2M
Notable Neighborhoods
Downtown Annapolis, Eastport, West Annapolis, Parole
Downtown Mall, Belmont, North Downtown, Barracks Road
Schools
Annapolis has a 80% average SOL pass rate; Charlottesville has 80% (2024 state assessment data). Public schools in Annapolis include Annapolis High School and Broadneck High School; in Charlottesville, Charlottesville High School and Buford Middle School. See Annapolis schools | See Charlottesville schools
Annapolis
MD
Charlottesville
VA
Avg Pass Rate
80%
80%
Public schools
Annapolis High School, Broadneck High School, Annapolis Middle School
Charlottesville High School, Buford Middle School, Jackson-Via Elementary
These are district-wide assessment results. Verify current school assignments, boundaries, and programs with each local district for a specific address.
Commute
Charlottesville is closer to downtown at ~10 minutes vs ~45 minutes. Neither city has direct Metro access. Major highway access: Annapolis (Rt 50, Rt 2, I-97), Charlottesville (I-64, Rt 29, Rt 250).
Annapolis
MD
Charlottesville
VA
Drive to Downtown
~45 min
~10 min
Metro Stations
No Metro access
No Metro access
Metro Lines
N/A
N/A
Major Highways
Rt 50, Rt 2, I-97
I-64, Rt 29, Rt 250
Commuter Rail
None
None
Walkability
Charlottesville is more walkable with a Walk Score of 48 (Car-Dependent), compared to 45 in Annapolis. Transit scores: Annapolis (18) vs Charlottesville (18). Walkability varies significantly by neighborhood. Urban corridors like Downtown Annapolis and Downtown Mall score much higher than suburban areas.
Annapolis
MD
Charlottesville
VA
Walk Score
Transit Score
18
18
Bike Score
52
58
Reported Crime Data
The cited public datasets report city-level violent- and property-crime rates for Annapolis and Charlottesville. These historical figures do not describe a specific address or predict an individual's experience. Review the source period and local agency information for current context.
Annapolis
MD
Charlottesville
VA
Reported Violent Crime
2.2/1K
2.5/1K
Reported Property Crime
20.5/1K
19.8/1K
MD
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Frequently Asked Questions
Is Annapolis or Charlottesville more affordable?
Charlottesville is more affordable with a median sold price of $535K, compared to $620K in Annapolis (12-month settled sales in smover's records, through Aug 2026). Both cities offer a wide range of housing options, from condos and townhomes to single-family homes. Annapolis prices range from $200K–$3M+. Charlottesville prices range from $175K–$2M.
What are the public-school pass rates in Annapolis and Charlottesville?
Annapolis public schools have a 80% average SOL pass rate; Charlottesville has 80% (2024 state assessment data). Public schools in Annapolis include Annapolis High School and Broadneck High School; in Charlottesville, Charlottesville High School and Buford Middle School. Pass rates reflect district-wide assessment results; check the specific assigned schools for any address.
Which is easier to commute from, Annapolis or Charlottesville?
Charlottesville has the shorter commute to downtown at ~10 minutes vs ~45 minutes. Annapolis has no direct Metro access. Charlottesville has no direct Metro access.
How do Annapolis and Charlottesville compare?
Annapolis is Maryland's capital and the home of the U. Charlottesville is a college town centered around the University of Virginia, with a walkable downtown, vibrant arts scene, and proximity to the Blue Ridge Mountains and Virginia wine country. The right choice depends on your priorities: budget, commute length, home types, and neighborhood feel. smover lets you compare agent profiles and available transaction records in either city.
Median sold prices and days on market are 12-month aggregates of settled sales in smover's records, through Aug 2026. School data from Virginia DOE, Maryland MSDE, and DC OSSE public reports. Property tax rates from Virginia Dept. of Taxation (2024). Walkability scores from Walk Score (2024). Crime data from FBI UCR and Virginia State Police (2023). Commute times are approximate rush-hour estimates. Updated September 2026.